Appraisal services for Fargo and Cass County homeowners

The top reasons ND homeowners hire BlackDog Appraisal, Inc.:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Cass county's assessment of your property
  3. To reduce your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a ND divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Cass County or the state of ND

Do you own a home in or near Fargo? Do you need help deciding the value of your real estate?
Contact BlackDog Appraisal, Inc..

We at BlackDog Appraisal, Inc. understand the individual needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the customary reporting formats. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at BlackDog Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're qualified in helping consumers just like you delete unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from BlackDog Appraisal, Inc. is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be troublesome from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. BlackDog Appraisal, Inc. can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from BlackDog Appraisal, Inc. can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? BlackDog Appraisal, Inc. can help with that too. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.